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Target Heart Rate Calculator

Find the heart rate range that matches moderate or vigorous exercise for your age, from an estimated maximum heart rate. Add your resting heart rate to use the heart rate reserve (Karvonen) method, and use the pulse counts to check yourself mid-workout.

Beats per minute at rest, best measured before getting up in the morning. Adds the Karvonen method.

Maximum heart rate estimate

Result

Target heart rate (50–85% of maximum)

90–153 bpm

Moderate 90–126 bpm · vigorous 126–153 bpm

Estimated maximum heart rate
180 bpm
Moderate intensity (50%–70%)
90–126 bpm
Vigorous intensity (70%–85%)
126–153 bpm

Beats to count in a quick pulse check

Moderate intensity
15–21 in 10 s · 23–32 in 15 s
Vigorous intensity
21–26 in 10 s · 32–38 in 15 s
Show the working
  1. Estimated maximum heart rate220 − 40 = 180 bpm
  2. Moderate range50% × 180 … 70% × 180 = 90–126 bpm
  3. Vigorous range70% × 180 … 85% × 180 = 126–153 bpm
  4. Top of the range in a 10-second count153 ÷ 6 = 26 beats

Maximum heart rate from age is a population average; your own can be well above or below it.

Some medicines, such as beta blockers, lower heart rate during exercise, so these ranges would be too high. Ask your doctor for a target if you take heart or blood pressure medicine or have a heart condition.

Heart rate by intensity

Heart rate at each percentage of intensity, with the beats to count in 10 and 15 seconds. Scroll sideways to see all columns.
IntensityZone% of maximum (bpm)Beats in 10 sBeats in 15 s
50%Moderate901523
55%Moderate991725
60%Moderate1081827
65%Moderate1172029
70%Moderate / vigorous1262132
75%Vigorous1352334
80%Vigorous1442436
85%Vigorous1532638
90%Above the target zone1622741
95%Above the target zone1712943
100%Above the target zone1803045

Results are general estimates for healthy adults and are not medical advice. Talk to a doctor or registered dietitian about your own health.

How target heart rate is worked out

A target heart rate is a range of beats per minute that corresponds to a given exercise intensity. It starts from your maximum heart rate, the fastest your heart can beat during all-out effort. Measuring that takes a supervised exercise test, so it is usually estimated from age.

The American Heart Association (AHA) describes the target zone as a percentage of maximum heart rate:

  • Moderate intensity: about 50% to 70% of maximum.
  • Vigorous intensity: about 70% to 85% of maximum.

The CDC’s talk test describes the same two levels without a monitor: during moderate activity you can talk but not sing; during vigorous activity you can say only a few words before pausing for breath.

The AHA suggests aiming for the lower end of the zone in the first weeks of an exercise program and building up gradually. The calculator gives both ranges, the whole 50–85% zone and a table for every 5% step, with the number of beats you would count in 10 or 15 seconds when taking your pulse at the wrist or neck.

Formulas

Two common estimates of maximum heart rate (HRmax):

HRmax = 220 − age

HRmax = 208 − 0.7 × age

The second comes from Tanaka, Monahan and Seals (2001), who pooled 351 studies covering 18,712 people and confirmed the equation in a laboratory study of 514 healthy adults. They found it did not differ between men and women or with usual activity level, and that 220 − age underestimates maximum heart rate in older adults. The two formulas agree at age 40; above 40, Tanaka’s gives a higher maximum.

A target heart rate is then a percentage of the maximum:

Target = p × HRmax

If you enter a resting heart rate, the calculator also uses the Karvonen (heart rate reserve) method, which applies the percentage only to the beats between resting and maximum:

Target = HRrest + p × (HRmax − HRrest)

p
intensity as a fraction: 0.50–0.70 moderate, 0.70–0.85 vigorous
HRrest
resting heart rate in beats per minute
HRmax − HRrest
heart rate reserve

The AHA states its percentages against maximum heart rate. With the Karvonen method the same percentages give higher targets, because the resting rate is added back. Guidelines that prescribe exercise by heart rate reserve use their own percentage bands; this calculator shows the 50–85% band for both methods so you can compare them.

A pulse count converts a target to a short count: beats in 10 seconds = bpm ÷ 6, and beats in 15 seconds = bpm ÷ 4, rounded to the nearest beat.

Worked example

A 40-year-old using 220 − age:

  1. Maximum heart rate: 220 − 40 = 180 bpm (Tanaka’s formula gives 208 − 28 = 180 as well).
  2. Moderate: 0.50 × 180 = 90 to 0.70 × 180 = 126, so 90–126 bpm.
  3. Vigorous: 0.70 × 180 = 126 to 0.85 × 180 = 153, so 126–153 bpm.
  4. Pulse check: in 10 seconds, moderate is 15–21 beats (90 ÷ 6 to 126 ÷ 6) and vigorous 21–26 beats (153 ÷ 6 = 25.5, rounded to 26).

With a resting heart rate of 60 bpm, the heart rate reserve is 180 − 60 = 120 beats. The Karvonen moderate range is 60 + 0.50 × 120 = 120 to 60 + 0.70 × 120 = 144 bpm, and vigorous is 144 to 60 + 0.85 × 120 = 162 bpm.

Limits of the estimate

  • Everyone differs. Both formulas describe the average for people of an age. Two people of the same age can have maximum heart rates far apart, so a range that feels far too easy or far too hard may simply not fit you. How the effort feels — whether you can still talk — is a useful cross-check.
  • Medicines change heart rate. Beta blockers and some other medicines for blood pressure or heart rhythm lower the heart rate reached during exercise. If you take one, an age-based target is not reliable; ask your doctor what to use instead.
  • Check before starting hard exercise. If you have a heart condition, chest pain, dizziness, or have been inactive and plan to start vigorous exercise, talk to a doctor first.
  • Not for pregnancy, children or medical testing. The formulas were built from adult data and are not a substitute for a supervised exercise test.

To turn a run into a pace, use the pace calculator; to estimate the energy you use, see the calorie calculator and the BMR calculator.

Frequently asked questions

What is a good target heart rate for my age?

The American Heart Association puts moderate exercise at about 50–70% of your maximum heart rate and vigorous exercise at about 70–85%. For a 40-year-old with an estimated maximum of 180 bpm, that is 90–126 bpm for moderate and 126–153 bpm for vigorous activity.

How do I calculate my maximum heart rate?

The common estimate is 220 minus your age, so 180 bpm at 40. A newer equation from Tanaka and colleagues, 208 minus 0.7 times age, fits large data sets better, especially for older adults. Both are averages; only an exercise test measures your own maximum.

What is the Karvonen formula?

The Karvonen or heart rate reserve method takes your resting heart rate into account: target = resting rate + intensity × (maximum − resting). With a maximum of 180 and a resting rate of 60, 70% intensity is 60 + 0.7 × 120 = 144 bpm.

How do I check my heart rate during exercise?

Find your pulse at the wrist or the side of the neck, count the beats for 10 seconds and multiply by 6, or count for 15 seconds and multiply by 4. The calculator lists the counts that match your target range, so you can compare directly.

Do beta blockers affect target heart rate?

Yes. Beta blockers and some other heart and blood pressure medicines slow the heart, so age-based targets can be higher than you can or should reach. Ask your doctor for a target that suits your treatment.

Sources

Last reviewed September 19, 2026